Frenquently Ask Questions - Financing

: What will my interest rate be?
: Too many things can have an effect on the interest rate, such as your financial situation, credit rating and amount being financed. However, we work to get you credit approval with the lowest interest rate possible for your history.


: Is it best for me to tell you everything about my current credit situation and history?
: Yes. When we know about your current and past credit situation, we can prequalify you so as to submit your application to the financial institution that suits you best.


: My credit application has been approved at another dealer, but they don't have the vehicle I want. Can I make an application at H. Gregory without affecting my credit?
: Yes, within fifteen days, your credit rating will not be affected when an automobile financing application is involved. We're also convinced we will be able to get you the vehicle you're looking for.


: I don't have a job, or I don't have any declared income. Can I get a loan?
: Yes, we deal with an alternative financing institution whose only requirement is a small cash payment.


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